"mazda616" (mazda616)
09/28/2015 at 23:11 • Filed to: New car maybe maybe not
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"mazda616" (mazda616)
09/28/2015 at 23:11 • Filed to: New car maybe maybe not | 3
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My car must have been keen on the fact that I’m being lured to possibly replace it with a new Mazda6. It’s quieter than ever and averaging close to 30 MPG. Jerk.
Mazda is offering 0.9% financing for 63 months, $500.00 Mazda owner loyalty cash, and $500.00 recent college graduates incentive. Of course, that’s only on new. Used would be a different story. That being said, I’ve found quite a few contenders.
http://atcm.co/S2PVDP/1834F94…
http://atcm.co/S2PVDP/17F37E9…
http://atcm.co/S2PVDP/181C9B4…
http://atcm.co/S2PVDP/17E69E2…
http://atcm.co/S2PVDP/16E14DB…
http://atcm.co/S2PVDP/17D187D…
Fact is, I’m 85% sure I don’t have the guts to go through with it. Having a car payment when I’ve never had one before would be an adjustment. Although, my income is going up$500.00 a month and the car payment would be roughly $200.00 a month.
I know it’s dumb. And that’s why I’m more than likely not doing it. But hey, a fella can dream, right? I’ve wanted one of these 6s ever since I first saw one. They’re awesome to me and as you all know, I love them. They drive just as good as they look, too. To me, at least.
Someday. Maybe. One will be mine. <3 I’ve had my 3 for 6 years and 64,000 miles. It’s been a good car and it still is. But I’d sure love a 6...
P.S. Don't waste your time telling me how stupid this is and what a bad idea it is. I already know that. I'm just ranting/venting about my desire for a new car and my lack of courage to go buy one.
AddictedToM3s - Drives a GC
> mazda616
09/28/2015 at 23:19 |
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So I’m just curious. A lot of people say it isn’t a good idea to purchase a car soon after graduating college. Why is that? I mean I know there are student loans and budgeting concerns but if they can be taken care of with cash leftover for car, insurance and disposables payment what exactly makes it a bad idea? (asking since it seems I’m in a similar situation as you)
wafflesnfalafel
> mazda616
09/28/2015 at 23:20 |
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new 6’s in that platinum color are to die for...
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mazda616
> AddictedToM3s - Drives a GC
09/28/2015 at 23:21 |
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I’m kind of a special case. I graduated college in late 2012. The incentive goes for students up to 36 months after graduation. I barely slid in under the limit. I don’t have any student loans, miraculously. I think that’s what makes most people say car buying soon after college is a bad idea. My only debt is a mortgage that my wife and I are both on.
BJ
> mazda616
09/28/2015 at 23:22 |
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$200/mo isn’t much. But that’s because 63 months is a very, very long time.
You need to be sure that the car will have acceptable residual value (damage notwithstanding) for the life of that loan before you jump. Because it sucks being upside-down on a car you might no longer want to own.
Dr. Zoidberg - RIP Oppo
> mazda616
09/28/2015 at 23:22 |
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PetarVN, GLI Guy, now with stupid power
> mazda616
09/28/2015 at 23:24 |
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As someone who is getting a car as a graduation gift within the next 10 months, trust me, it’s hard just looking at the cars and wanting them. It’s honestly not a stupid idea man. at least you’re looking at a sensible car.
meanwhile, I have my mother convinced that an 18 year old me really does in fact need a very unreliable, 7 year old 500 horsepower V8 german sedan.....
Steve in Manhattan
> mazda616
09/28/2015 at 23:24 |
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That is a nice looking Mazda ... 3? I just recommended one to a friend. And if it’s not broke, don’t fix it. Especially if it’s paid for .... Pay the insurance and drive it.
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BJ
> AddictedToM3s - Drives a GC
09/28/2015 at 23:28 |
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Because it’s easy to get carried away with new expenses when you’re suddenly flush with cash and decide to start your independent adult life.
You get a car, an apartment, some clothes, a new TV, and you have to pay your own groceries, utilities, insurance, etc. You eat out and go out at night more often.
And then you get the sack because fresh young college grads are easy to fire and replace. But you haven’t made enough savings to cover the 6 months you’ll be searching for work and now you’re in trouble.
All this is, of course, depends on you and your circumstances. Just be careful with your finances when you’re getting started out.
RazoE
> mazda616
09/28/2015 at 23:28 |
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If it’s any consolation, your 3 is looking awesome.
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AddictedToM3s - Drives a GC
> BJ
09/28/2015 at 23:52 |
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That is true. I suppose it’s a good idea to hold off on a car for a while. My body yearns for a manual but my mind is saying that it’s probably better to wait a bit. The hardest part is probably letting the mind make the decisions.
fourtitude
> mazda616
09/29/2015 at 00:12 |
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As someone who is completely new to posting on oppo (first post. Woo) and also the first brand new car I’ve ever purchased. I’m going to play some devils advocate.
I graduated two years ago and resisted the urge to plunk down and something I reallllly wanted. Financially it just worked better for me to keep my truck at the time as it was practically sold to me for free and reliable.
for the past 2 years I have had an entry level job in s city where the cost of living allowed me to afford space and the position afforded me time to do my own maintenance.
However, I recently took a large step up in positions and relocated to a city where the cost of living really doesn’t allow me to afford the same space unless I want to increase my rent by 2 times. And my hours are now basically 12 hours a day.
My truck steadily got worse, and I became the stereotype of someone who wants to have something “new” because my time out of work became more valuable to me as being time where I didn’t feel like I needed to get something done. And could instead enjoy it as I pleased.
That being said. For the meantime, I would take it as you go. And re access as you need to. I’m glad I didn’t do this earlier as I enjoyed doing the maintence and such. But now, I’m just happy i sold the truck for something new that I really love
PG; the scalpel wielder
> mazda616
09/29/2015 at 04:01 |
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my 2 cents: After starting my job post-college I saved for a house thinking it was the smart thing to do. Bought one, and still felt a bit empty and too grown up. But I got grants for first home buyer and new house (in down-under land). I then saved up in my offset account for another few months, sold the old car. (meanwhile I spent another 35k on education.. a career in surgery, don’t ask), and bought an e82 6MT 135i. Could not be happier, very fullfilled, and to be honest all the upkeep and reliability stuff kind of means I get to work on it more and diagnose shit before it happens.
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mazda616
> Dr. Zoidberg - RIP Oppo
09/29/2015 at 07:32 |
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I guess that's where we differ, then.
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mazda616
> BJ
09/29/2015 at 07:33 |
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It's true. They're even offering 72 months as well which I find absolutely crazy.
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Dr. Zoidberg - RIP Oppo
> mazda616
09/29/2015 at 10:28 |
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Did you miss my 20 open tabs in that screenshot or am I missing the sarcasm
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mazda616
> Dr. Zoidberg - RIP Oppo
09/29/2015 at 11:09 |
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Oops. I totally missed that! Lol
Hahaburned
> PetarVN, GLI Guy, now with stupid power
09/29/2015 at 23:30 |
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Must be nice with all that fuck you money...